Tropical Tip 4: Understanding your insurance policy

Knowing what kind of insurance coverage you have is crucial anytime of the year and especially during hurricane season.  You might have wind storm insurance, but that does not mean that you have flood insurance.  They are two separate types of coverage.  The easiest thing you can do is talk with your insurance agent today.  Also remember to photograph your belongings as a way to document them just in case they get damaged.

It is very important to understand that most agencies won't let you purchase insurance if a storm is a few days away from making landfall!


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